Are you thinking of purchasing Property in Portugal and intend to use a Mortgage Loan?

NON RESIDENTS:

Employed:

- Copies of Passports

- Portuguese Tax Payer´s no. (Fiscal no.)

- Last 2 years of income declaration (For instance…P60 in the UK)

- Last 3 months Payslips

- Employment reference letter stating contract status and time on the position

- Bank account statements (Current account and savings account)

- Full Experian Credit Report (1 per applicant)

- Information about current rent or mortgage expenses

Self-Employed:

- Copy of Passport

- Portuguese Tax Payer´s no. (Fiscal no.)

. Last 2 years Tax Returns

- Last 2 years company accounts

- Last 2 years income declaration

- Last 3 months payslips

- Accountant informative letter (Inform about the history of the business)

- Last 3 to 6 months bank statements from personal accounts (Current & Savings accounts)

- Last 3 to 6 months bank statements from the Business Account

- Full Experian Credit Report

- Information about current rent or mortgage expenses

RENTAL INCOME:

Last 2 years Tax Returns (Showing rental income)

PENSION INCOME:

- Letters from Pension Companies

- Last 2 years Tax Return

Please note that this information does not substitute professional legal and financial advice and no responsibility can be accepted for any kind of loss or damage.

We strongly advise that you seek a Bank of Portugal Certified Mortgage Broker to help you understand which Bank Instituition has the best possible deal for your circumstances. If need be, we will be able to point out several Certified, Quality Mortgage Brokers for you to choose from.